Frequently Asked Questions

Yes, debt review removal and related debt relief can be achieved through various lawful mechanisms, including negotiation, legal provisions, and structured settlements. The process depends on your specific circumstances and the types of debts involved. We operate strictly within the bounds of South African law and regulations.

The timeline varies significantly based on individual circumstances, the complexity of your case, and the types of debts involved. Some processes may take several months, while others may be resolved more quickly. During your free assessment, we can provide a more accurate timeline for your specific situation. We don't promise unrealistic timelines—we provide honest estimates based on your circumstances.

The impact on your credit record depends on the specific methods used and your individual circumstances. Some debt review removal and related debt relief processes may have temporary effects on your credit score, while others may have minimal impact. We'll discuss potential credit implications during your assessment and provide transparent information about what to expect based on the methods applicable to your situation.

We offer a free initial assessment to evaluate your situation. Our fee structure is transparent and will be discussed during your consultation. We believe in upfront, honest communication about all costs involved. Fees are typically based on the complexity of your case and the services required. We never charge hidden fees, and you'll know exactly what to expect before proceeding.

For your assessment, we'll need information about your debts (creditors, amounts, types), your financial situation (income, expenses, assets), and any relevant documentation. All information is handled with strict confidentiality and used solely for assessment purposes. We'll guide you through exactly what's needed during the initial consultation.

The eligibility of debts for removal depends on various factors including the type of debt, legal provisions, and your specific circumstances. Not all debts may qualify, and eligibility is determined through assessment. During your free consultation, we'll evaluate which of your debts may qualify for removal based on applicable laws and regulations.

No, we do not guarantee specific results. Each case is unique, and outcomes depend on various factors including the types of debts, legal provisions, your circumstances, and creditor responses. We provide honest assessments and work within the bounds of what's legally and practically possible. We believe transparency is more valuable than unrealistic promises.

Getting started is simple. You can contact us through our contact form, WhatsApp, or phone call to request a free assessment. We'll guide you through providing the necessary information, and then we'll conduct a confidential review of your situation. After the assessment, we'll present you with realistic options and explain the next steps if you choose to proceed.

No, they are different approaches. Debt consolidation combines multiple debts into a single payment plan, but you still owe the full amount. Debt review removal focuses on helping you lawfully exit debt review and resolve qualifying debts through lawful mechanisms. We specialize exclusively in debt review removal, not consolidation.

Once we begin working on your case and take action, creditor communications are typically handled through us. However, the timeline and process depend on your specific situation and the methods being used. We'll keep you informed about what to expect regarding creditor communications throughout the process.

If you're currently in debt review, we can assess whether debt review removal might be an option for your situation. It's important to understand that debt review and debt review removal are different processes. We'll evaluate your circumstances and explain your options during your free assessment.

We work with various types of creditors, but the specific approach depends on the creditor type and your circumstances. Some creditors may be more amenable to certain processes than others. During your assessment, we'll evaluate which creditors and debts may be eligible for removal based on applicable methods and legal provisions.